BLOOM-A-BEAN™

Plant strong money habits.
Watch confidence grow.

Financial literacy for children and young adults, ages 3–21, through stories, family routines and age-aligned learning.

Current Money Garden digital PDFs are available. Revised workbook editions are being aligned and reviewed.

FIND YOUR AGE GROUP

One pathway. Room to grow.

Explore the workbook, companion guide and related stories for your age group.

AGES 3–5

My First Money Seeds™

Playful first steps in saving, sharing, waiting and helping, with a grown-up close by.

Workbook 1 · In development

AGES 6–9

The Money Garden™

Hands-on money practice, a growing bean plant and family conversations about everyday decisions.

Workbook 2 · Under review

AGES 10–13

Growing Roots

A developing learning pathway for reflecting on choices, setting goals and considering what matters.

Growing Roots · Planned

AGES 14–17

Workbook 4

A developing learning pathway connecting money decisions with values, responsibilities and the future.

Workbook 4 · Planned

AGES 18–21

Workbook 5

A developing learning pathway for thoughtful money habits and growing independence in adult life.

Workbook 5 · Planned

How Bloom-a-Bean supports money learning

Created by Janepher Otieno, a nurse educator with experience teaching family nursing, pediatrics and communications. The approach brings story, developmental understanding and practical family learning together.

STORY

A choice children can explore.

Characters and familiar situations create room to talk about wants, mistakes and the next thoughtful step.

AGE-ALIGNED LEARNING

Confidence before complexity.

Activities are designed around each stage, with questions adapted to the individual child.

EVERYDAY PRACTICE

Small habits, repeated.

Saving, sharing, waiting and choosing become opportunities to practice together.

LEARNING THAT GROWS

Choose a seed.
Give it care. Give it time.

Growing a bean and growing a healthy relationship with money work the same way. You choose a seed. You prepare the soil. You water it, give it light—and it isn’t ready tomorrow.

The wait becomes a lesson in patience, care and thoughtful choices. A living plant gives a family something to notice, talk about and return to together.

Plant.

Begin with one small activity and a question your child can explore.

Practice.

Return to everyday choices: saving, sharing, waiting, helping and trying again.

Notice growth.

Look back together. What changed in the plant? What changed in the way you chose?

STORIES. PRACTICE. FAMILY CONVERSATION.

A collection growing with your child.

STORY

See a choice unfold.

Kofi stories create room to talk about feelings, mistakes, repair and the next thoughtful step.

PRACTICE

Make learning tangible.

Family workbooks connect money ideas with hands-on activities and a real bean-growing journey.

GUIDANCE

Learn alongside them.

Companion guides help grown-ups support the lesson through questions, encouragement and everyday practice.

The collection is being reviewed and renewed. Revised editions will show their age range, contents and format clearly.

Meet the books.

The Money Garden™

Workbook 2 · Ages 6–9

Growing Roots

Workbook 3 · Ages 10–13

Parent & Facilitator Guide

Companion to The Money Garden™

Kofi’s Secret Branch

Story collection

Kofi and the Shiny Seeds

Kofi Grows From Mistakes™

The 66 Steps of the Bloom Umbrella

A child’s journey toward wise decisions

Kofi’s Secret Branch Junior+

Grow With Me Activity Pack

THE BEANS STORY · WHERE BLOOM-A-BEAN BEGAN

A beginning rooted in care.

Bloom-a-Bean™ is rooted in Janepher Otieno’s childhood Beans Story. After her family was forced to leave Uganda and rebuild their lives in Kenya, her mother planted a can of dry beans for a future harvest. To a hungry child, the wait felt like a century.

For more than three months, Janepher and her siblings weeded, watered and protected the beans. One can of seeds became many cans at harvest. The experience taught lessons she carried into adulthood: patience, hope, trust, care, and the potential held within a seed.

Years later, her work in nursing education brought another influence: understanding financial wellbeing as part of whole-person and family health. Bloom-a-Bean brings these roots together through story, practical learning and thoughtful choices.

Janepher Otieno · Founder, author and nurse educator
Based on her childhood Beans Story. The full PDF is available free on Gumroad.

Download the free Beans Story PDF

A pause that grows with your family

The Progressive TULA Pause Journey develops the same four steps across ages 3–17, with a Parent Pause for the grown-up supporting the learning.

Paid printable · $5.99 CAD

View and buy the complete printable set

Explore the free introduction to the TULA Pause, or purchase the complete family printable set.

Let’s grow this together.

Ask about the renewed collection, family learning, educator use or future group licenses.

Already purchased here? Access your account and existing downloads.

Plant strong money habits.Watch confidence grow.

One pathway. Room to grow.

My First Money Seeds™

The Money Garden™

Growing Roots

Workbook 4

Workbook 5

How Bloom-a-Bean supports money learning

A choice children can explore.

Confidence before complexity.

Small habits, repeated.

Choose a seed.Give it care. Give it time.

Plant.

Practice.

Notice growth.

A collection growing with your child.

See a choice unfold.

Make learning tangible.

Learn alongside them.

Meet the books.

The Money Garden™

Growing Roots

Parent & Facilitator Guide

Kofi’s Secret Branch

Kofi and the Shiny Seeds

The 66 Steps of the Bloom Umbrella

Kofi’s Secret Branch Junior+

A beginning rooted in care.

A pause that grows with your family

Let’s grow this together.

Plant strong money habits.
Watch confidence grow.

Choose a seed.
Give it care. Give it time.