Terms & Conditions

Last updated: September 15, 2026

These Terms & Conditions apply to purchases from and use of the Bloom-a-Bean™ website at https://www.bloomabean.com. Bloom-a-Bean™ is part of The Bloom Umbrella™.

By using this website or placing an order, you agree to these terms. If you do not agree, please do not use the website or complete a purchase.

Products and services

Bloom-a-Bean offers educational resources intended to support age-appropriate learning about money habits, decision-making and related life skills.

Product descriptions, formats, age ranges, prices and included materials are provided on the relevant product page. Please review that information before purchasing.

Unless a product description clearly states otherwise, downloadable products are delivered digitally and no physical item will be shipped.

Educational purpose

Bloom-a-Bean resources provide general educational information. They are not individualized financial, legal, tax, medical, psychological or investment advice.

Parents, guardians, educators and facilitators remain responsible for deciding whether a resource is suitable for a particular child or learning context. Children should use the resources with appropriate adult guidance.

Orders and payment

Prices and applicable currency are displayed on the website or during checkout. Applicable taxes and other charges will be shown before an order is submitted.

Orders are subject to successful payment authorization. We may cancel or refund an order affected by a pricing error, technical problem, suspected fraud or product-availability issue.

An order confirmation will be sent to the email address provided during checkout. Customers are responsible for providing an accurate and accessible email address.

Digital delivery

Digital products are normally made available through the order-confirmation page, email, customer account or another delivery method described at checkout.

Customers are responsible for ensuring that their devices and software can open the stated file format. If a purchased file cannot be accessed because of a delivery error, contact hello@thebloomumbrella.com for assistance.

Licence and permitted use

Unless a product page provides a different licence, purchasing a digital resource grants the purchaser a limited, non-exclusive, non-transferable licence for personal or household use.

Educators, facilitators and organizations may use a resource only within the permissions stated on its product page or accompanying licence. Additional copies or broader group use may require a separate licence.

Products may not be resold, republished, uploaded to shared public drives, distributed online, reproduced for unauthorized groups or presented as another person’s work.

All trademarks, written content, illustrations, designs and downloadable materials remain the intellectual property of their respective rights holders.

Refunds and problems with an order

Refund eligibility is governed by the Refund and Returns Policy displayed on this website and by applicable consumer-protection law.

Nothing in these terms limits a right or remedy that cannot legally be excluded.

Accounts

Customers are responsible for safeguarding their account credentials and for activity conducted through their accounts. Please notify us promptly if you believe an account has been accessed without authorization.

We may restrict or close accounts used for fraud, unauthorized distribution, unlawful activity or interference with the website.

Website availability

We make reasonable efforts to keep the website and purchased resources accessible. Temporary interruptions may occur because of maintenance, security events, hosting problems or circumstances beyond our reasonable control.

Website content may be corrected or updated without notice. Changes will not remove rights already provided by applicable law.

Third-party services

The website may use third-party providers for hosting, payments, email, analytics and digital delivery. Those providers may have separate terms and privacy practices.

Links to third-party websites are provided for convenience and do not necessarily constitute endorsement.

Limitation of responsibility

To the extent permitted by applicable law, Bloom-a-Bean and The Bloom Umbrella are not responsible for indirect or consequential losses arising from use of the website or educational resources.

Nothing in these terms excludes liability or consumer rights that cannot legally be excluded.

Governing law

These terms are governed by the laws of Alberta and the applicable federal laws of Canada. Any mandatory consumer protections that apply to a purchaser remain unaffected.

Changes to these terms

These terms may be updated when our products, services or legal obligations change. The revised version will be posted on this page with an updated revision date.

Contact

Questions about these terms, purchases or product access may be sent to:

Bloom-a-Bean™ / The Bloom Umbrella™
Email: hello@thebloomumbrella.com
Edmonton, Alberta, Canada